Father and Son: From Panama to the world. A journey in financial inclusion.

How do you foster financial inclusion in markets where access to credit is lacking? For Roy Katz, the answer has been perseverance, innovation, and a willingness to challenge the status quo.

Join us for an engaging session with a fintech pioneer in Latin America, who developed Adelantos into one of the region’s most innovative microfinance ventures before partnering with Silicon Valley’s PayJoy. For over a decade, Roy Katz has promoted non-bank lending through fintech platforms, navigating complex regulatory frameworks and extending credit access to thousands who were previously excluded from the financial system. Alongside him, his son, Raymond Katz, embodies the next generation, combining financial expertise with technology and a fresh perspective to expand inclusion across borders. Together, they will demonstrate to YPOers how to navigate the challenges of family leadership, balancing experience with innovation, and tradition with disruption, championing perseverance, creativity, and a shared mission to create opportunities where none previously existed.

Key takeaways from this session include:

Lessons on managing generational leadership.
Building credit scores where none previously existed.
How fintech models adapt across various Latin American markets.
Understanding the differences between Latin American and U.S. markets.
Navigating regulatory hurdles: when regulators aim to “bank the masses.”
How asset-backed financing can drive growth in emerging-market lending. 

Your guide to future success begins here.